Vol. 04 · No. 17London
Tax Year 2026-2027Self-Assessment Edition

The Fyled Dispatch

A working paper for the self-employed of Great Britain · est. 2024
MTD-PREPARED · SELF-ASSESSMENT READYINCOME · EXPENSES · MILEAGE · SELF-ASSESSMENTUK DRIVERS & TRADES
LEAD · FRONT PAGE

Your tax return,
painful sorted
by Tuesday.

Afternoon, cabbie. Log your fares, snap a fuel receipt on WhatsApp, and we'll prepare your Self Assessment filing pack — no jargon, no spreadsheet, no accountant's bill at the end of January.

Prepared for MTD ITSA workflowsCalculation checks before filingBuilt in Britain · GDPR-safe
SA100PAID
On Her Majesty's Service · Private
Mr. A. Kauser
Fyled Dashboard
47 Business Miles, SW1
TAX YEAR 2026-2027
★ MTD PREPARED ★
SHELL · A406
14 MAR 2026 · 09:41
UNL 9531.2L
@ £1.44/L£44.93
TOTAL£45.00
FUEL · AUTO
KWIK-FIT · CROYDON
09 MAR 2026
BRAKE PADS£78.00
LABOUR£45.00
TOTAL£147.60
REPAIRS · AUTO
EXAMPLE · TAX YEAR 2026-2027
£2,347.82
Illustrative savings estimate
based on sample driver records.
Publication checks:
HMTD ITSA workflow prepared
SSecurity headers configured
£Stripe billing integration prepared
Built for UK drivers and sole traders
§ 2 · FeaturesPage 2 of The Fyled Dispatch · 17 Apr 2026

Tax prep that fits your shift, not an accountant's diary.

Purpose-built for the 4.3 million self-employed working the United Kingdom — minicab drivers, couriers, electricians, hairdressers, and every sole trader in between.

Thirty-second fare logging, at the end of your shift

CASH         £85.00
CARD         £162.50
TIPS          £12.00
────────────────
TOTAL        £259.50

Four fields. One tap. Separate fares, card payments, platform earnings (Uber, Bolt, Deliveroo) and tips — so you never under-declare and never over-pay.

Snap a receipt on WhatsApp. We sort it into the right box.

Photograph anything — fuel, repairs, insurance, a coffee outside a pickup — and send it to our WhatsApp number. Our OCR extracts amount, date and vendor, then sorts it into one of fourteen allowable expense categories automatically. No typing. No paperwork. No shoebox by your door.

Fifty-five pence, then twenty-five. We run the sums.

FIRST 10,000mi  × 55p  = £5,500
ADDITIONAL 5k  × 25p  = £1,250
────────────────
RELIEF        £6,750

HMRC's Mileage Allowance Relief, calculated to the penny — including the rise from 45p to 55p on 6 April 2026. Log business miles as you go, or import from your sat-nav. Tells you, plain English, whether mileage or actual-cost beats the other.

Know where you stand — before the postman does.

Income Tax, Class 4 National Insurance, Personal Allowance, mileage relief, expenses. Every estimate updates the moment you add a fare. No more year-end surprises; no more brown envelopes you're scared to open.

Prepared for MTD. No third-party post room.

Fyled is being built around Making Tax Digital for Income Tax Self Assessment workflows. Live HMRC recognition is a go-live requirement before direct filing is switched on. Until then, Fyled prepares everything — you or your accountant file it.

Review the maths before anything gets filed.

★ CALCULATION CHECKS ★
HMRC rates tested
before filing packs are prepared.

The tax engine uses published HMRC rates and automated tests so you can spot issues long before filing season. Direct filing isn't switched on yet — and when it arrives, you'll still review everything before it leaves Fyled.

§ 3 · The DashboardPage 4

A whole tax year, on one sheet.

Fyled · Dashboard
Mr. A. Kauser·UTR 4892 1076 44·PHV — Hounslow
REF / FYL-2026-2027 / Q3 · PAGE 1 OF 1
Gross Income
£18,420
+12% on Q2
Expenses
£4,230
47 receipts
Mileage Relief
£3,150
7,000 miles
Est. Tax Due
£2,340
due 31 Jan 2028
Income vs. Expenses — Apr '25 to Mar '26
IncomeExpenses
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Jan
Feb
Mar

Recent Ledger

17/04Cash fares · Hounslow+£247.50
14/03Shell A406 · Fuel−£45.00
14/03Mileage · 47mi+£21.15
13/04Uber fares · Platform+£198.00
11/04Admiral · Insurance−£89.00
09/03Kwik-Fit · Repairs−£147.60
08/04Bolt tips+£12.40
Prepared quarterly · MTD ITSA · Q3 update due 5 Jan 2027Printed on Fyled stationery · thedispatch@fyled.tax
How it works, end to end.
§ 4 · Three steps
I.

Log your shift

At the end of each day, tap in your fares and miles. Or just WhatsApp us a receipt — it lands in the right category automatically.

Cash fares£85.00
Card fares£162.50
Tips£12.00
Miles logged47
II.

We crunch the numbers

Income Tax, Class 4 NIC, Mileage Relief, allowable expenses — calculated the minute you add a fare. No year-end panic.

Gross£18,420
Allowable−£7,380
Taxable profit£11,040
Tax due£0.00
III.

Prepare for HMRC

Review your numbers, export the filing pack, and keep every record HMRC-ready. Direct Government Gateway submission is coming soon.

Pack2026-2027
Reviewed14 Mar 2027
StatusReady
★ READY ★
What the self-employed are saying.
§ 5 · Letters to the Editor
Letter · 12 Feb 2026

“I did my whole return on a Tuesday night, between school run and bed.”

Used to be I'd spend half of January at the kitchen table with a shoe-box of receipts and a pint of tea. Now the WhatsApp does it as I go. Twenty minutes and the whole year was packed, checked and ready to file. Even the wife was impressed, and that takes some doing.

Ahmed K.PHV · Hounslow
Letter · 04 Mar 2026

“Saved me £1,800 in mileage I'd never have claimed.”

I'd been guessing my mileage — always too low because I was scared of HMRC. Fyled pulled it off my sat-nav, did the 45p/25p split, and showed me I'd been under-claiming for three years. Back-dated the lot. Paid for itself twenty-five times over.

Claire M.Courier · Leeds
Letter · 28 Jan 2026

“First January in fifteen years I wasn't up at 2am fighting the HMRC website.”

Sparky by trade, not a bookkeeper. The app chases me — “log today, Dave” — and I do, because it takes thirty seconds. Come 31 January, everything was already packed and checked. Walked my return through with the export, cup of tea, done.

Dave P.Electrician · Cardiff
Form FYL-P · 2026-2027

Plans, priced like a pint.

Ref / monthly · VAT included · cancel any time
Free
Tracking, start to finish
£0/month
  • · Income, expenses & mileage tracking
  • · Real-time tax calculator
  • · P&L reports
  • · Export as CSV / PDF
Start now →
Premium
Self Assessment pack, end to end
£29.99£19.99/month
  • · Everything in Standard
  • · Annual Self Assessment filing pack
  • · HMRC-ready records export
  • · Calculation checks before filing
  • · Year-round support
Start free trial →
Enterprise
For firms with a client book
Customtalk to sales
  • · Everything in Premium
  • · Multi-client dashboard
  • · White-label client portal
  • · Bulk year-end prep tools
  • · Dedicated onboarding

Built for UK sole traders — taxi, private-hire and delivery drivers with straightforward Self Assessment. Partnerships, limited companies or complex affairs? Fyled prepares your records so you or your accountant can file manually. Fyled does not submit returns to HMRC yet — direct filing arrives once HMRC recognition is complete.

§ 6 · Small printPage 8

Questions, answered plainly.

If your question isn't here, drop a line to hello@fyled.tax — a human will write back.

Q.01Is Fyled already HMRC-recognised?+
Not yet. Fyled is being prepared for Making Tax Digital for Income Tax Self Assessment, and live HMRC recognition is on the go-live checklist before direct filing is enabled.
Q.02How are Fyled calculations checked?+
Fyled uses HMRC's published rates and automated tests for the tax engine, then shows the working before anything is submitted. The production plan still requires live filing checks before launch.
Q.03Can I claim mileage and fuel receipts?+
No — HMRC lets you pick one method or the other. Mileage Allowance Relief (55p/25p from 6 April 2026, 45p/25p before that) covers fuel, insurance, servicing and depreciation. Fyled will tell you, in plain English, which method is better for your situation. For most drivers doing more than 8,000 business miles a year, mileage wins.
Q.04I'm already with an accountant. Should I switch?+
If you like them, keep them — we work with plenty of accountants through our firm portal. If you're paying £400+ a year to someone who returns your calls in February, Fyled does the same job in minutes for £72 a year. Many users do both: Fyled for the day-to-day, accountant for a year-end sanity-check.
Q.05Is my data safe?+
Bank-grade encryption, UK-hosted data (AWS London), GDPR-compliant, and an ICO registration to match. Receipts are kept for six years — the HMRC minimum — and you can export or delete the lot at any time. No sales to third parties, ever.
★ Back page · call to action ★

Your return ready, before the kettle boils.

Built for UK drivers, couriers and trades who want their income, expenses and mileage ready before January gets loud.